Reinsurance Treaty Placement

osop_version: "1.0"
id: "reinsurance-placement"
name: "Reinsurance Treaty Placement"
description: "Cedant prepares risk → broker markets → reinsurers quote → negotiate → bind → document."

nodes:
  - id: "prepare_risk"
    type: "human"
    subtype: "input"
    name: "Cedant Prepares Risk Package"
    description: "Loss history, exposure data, terms sheet, actuarial analysis."

  - id: "broker_markets"
    type: "api"
    subtype: "rest"
    name: "Broker Markets to Reinsurers"
    description: "Distribute submission to reinsurance panel via placement platform."

  - id: "collect_quotes"
    type: "human"
    subtype: "input"
    name: "Reinsurers Submit Quotes"
    description: "Each reinsurer responds with pricing, terms, line size."
    timeout_sec: 1209600

  - id: "negotiate_terms"
    type: "human"
    subtype: "review"
    name: "Negotiate Terms"
    description: "Broker negotiates pricing, coverage triggers, and exclusions."

  - id: "bind_coverage"
    type: "human"
    subtype: "review"
    name: "Bind Coverage"
    description: "Cedant and reinsurers sign binding authority."
    security:
      approval_gate: true
      risk_level: "high"

  - id: "treaty_docs"
    type: "system"
    name: "Treaty Documentation"
    description: "Generate treaty wording, slip, and bordereaux templates."

edges:
  - from: "prepare_risk"
    to: "broker_markets"
    mode: "sequential"
  - from: "broker_markets"
    to: "collect_quotes"
    mode: "sequential"
  - from: "collect_quotes"
    to: "negotiate_terms"
    mode: "sequential"
  - from: "negotiate_terms"
    to: "bind_coverage"
    mode: "sequential"
  - from: "bind_coverage"
    to: "treaty_docs"
    mode: "sequential"