支付閘道整合
金融商戶與支付閘道的技術整合流程 — API 申請、沙箱測試、安全認證、正式上線和交易監控。
humansystemapi
為什麼需要 OSOP
支付整合攸關資金安全和合規要求。OSOP 定義從 API 對接到上線驗證的標準流程,確保每個安全檢查點都完成,並記錄整合歷程以滿足 PCI DSS 合規。
Workflow Steps (6)
1
Merchant Application
human2
KYC/AML Screening
system3
Technical Integration
api4
Certification Testing
cicd5
Go-Live Approval
human6
Transaction Monitoring
systemConnections (6)
Merchant Application→KYC/AML Screeningsequential
KYC/AML Screening→Technical Integrationconditionalkyc.risk_score < threshold
Technical Integration→Certification Testingsequential
Certification Testing→Go-Live Approvalconditionaltests.all_passed == true
Go-Live Approval→Transaction Monitoringsequential
Certification Testing→Technical IntegrationfallbackCertification failed, fix integration
6
Steps
6
Connections
4
Node Types